Are you sure you should start a mortgage transfer process and do not have time to go to the banks? I understand you. There are so many financial institutions that it is difficult to decide where to start. A broker will help you.

It happens frequently. Surely you have already realized that a friend, a colleague, is happy because he is saving a lot of money since he completed the process of a mortgage transfer to another bank . Maybe, you are thinking that you should do the same. You bought your house more or less for the same time as your friend, so, most obviously, you can also improve your credit conditions .

You can do it today

You can do it today

with a couple of clicks, and out of banking hours. In a couple of days you will know how much the rate of your loan will decrease and you will have more money for other expenses. Ready?

The first thing you will have to do is fill in the information in the transfer request. The data is simple. Basically, the same ones that any entity requests when starting a credit process. Your personal, property and current credit data. Do you have the loan schedule on hand? It is the base document to start the transfer . This step takes a few minutes.

Once we have your information, we will assign you an advisor who will accompany you all the time. We will study the conditions of your credit and send the mortgage purchase request to the financial institutions. We will wait a couple of days for the response from the banks. You don’t have to move to the banks or line up.

You receive the proposals from the banks

You receive the proposals from the banks

You can compare and make the decision about the convenience of the transfer. The advisor will be aware of your questions and help you with the accounts so that you can do the best business , that is, you manage to lower the rate of your mortgage loan.

It is time to accept (or reject) the proposal of one of the banks. If you manage to reduce the rate and that represents a decrease of the monthly payment and therefore of the total value of the credit, congratulations. We will follow the bank’s instructions to enter all the required documents and make the debt transfer. If you already know what you are going to win, do not delay at this stage. The sooner we achieve the disbursement of the money and the payment of the debt to the initial bank, the more you will save.

We send the documents to the bank

We send the documents to the bank

We await the study of the application. The risk department will assess compliance with the requirements. You know: it will verify the age, income, job stability and behavior you have had with the payment of your debts.

We receive the notice of approval of the mortgage purchase! The bank will request the necessary documentation for the study of property titles. If everything is in order, it will proceed to the disbursement and signature of the new deed with the mortgage in its favor.

I hope you have noticed: you do not have to pay a sun for the work of organizing the information, looking for the best offer with the banks, evaluating, advising and accompanying the process. Lowering your accounts is free for you.